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Mobile Internet, the driving of the media industry and recreation? In any case think that PricewaterhouseCoopers, which estimated that more than one French person in four will be equipped for the mobile Internet in 2014, 18 million people. In its annual "Global Entertainment and Media Outlook 2010-2014", the audit firm notes that the phenomenon of "mobile consumer" includes high speed.

In fact, the French were somewhat neglected voice calls in 2009, the benefit of SMS and especially multimedia applications, according to a recent study by the firm IDATE to the French Association of Mobile Operators (SWOT). The mobile internet service becomes widely used for the 7.3 million owners of smartphones. Result: the average expenditure for voice slid nearly 6.3% in 2009, while spending on data services and mobile Internet have increased by 8%.

Access PC slowing

So much so that the U.S. bank Morgan Stanley in her study "Internet trends," predicts that the use of mobile Internet will be greater than that of fixed Internet within five years. The world had 1.8 billion Internet users in 2009, up 13% year on year, says Morgan Stanley.

The growing role of digital technology in society has contributed to the recovery, although "fragile", the media industry and recreation, says PricewaterhouseCoopers. In his study, the firm believes that the activity of this sector worldwide is expected to grow 5% per year between 2010 and 2014, after declining 3% in 2009 to reach 1.69 trillion dollars. In parallel, the Internet will show an average annual growth of 9% over this period.

A real opportunity for the media industry and recreation.The trend is toward "consumer web", says PricewaterhouseCoopers. Internet users consume more media and online entertainment, sharing and enriching the content instantly on social networks like Twitter and Facebook, or hosting sites (YouTube, Dailymotion).

The "socialization" of media

"Then they ate up individually, the opportunity to comment and share content regardless of where one is transforming the media consumption in a collective experience," said Mathieu Aubusson, associate specialist in media industry and leisure for PricewaterhouseCoopers.

The rise of digital media, however, is not without its challenges. "The digital migration and changes in consumer behavior put great pressure on existing models," warns Matthew Aubusson.The media industry and recreation needs to find profitable new business models, while supporting the rapid pace of innovation hits new offerings.

"The movement of consolidation, partnerships should emerge to share the risk in a rapidly changing market," says the partner at PricewaterhouseCoopers. These risks include the threat of overheating networks puts telcos at bay, while data traffic is exploding.

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A potential policy holder should always study their life insurance quotes carefully and all terms contained within them should be properly understood before any final decision is made.

Guo Guangchang, chairman of the Chinese group Fosun. (Photo CD)

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"Speculation: France will investigate

The daily Les Echos published on Wednesday, unpaid bills accumulate on the offices of the Directorate General of Armaments. The culprit is the new system of accounting and financial state, Chorus, whose launch has caused many problems: "Taking the data files completely missed, parameterization of the software too rigid, inadequate training of agents, all full reform of the armed … "reports and Voices, which speaks of several million euros unpaid, or even one billion.

Being launched in all central and decentralized administrations, the application Chorus aims to simplify the governance and implement the provisions of the Organic Law on Financial Legislation passed in 2001 cash advance.

But for now, the goal is far from being reached at the Department of Defense.According to Les Echos, a delegation of French industrial land defense at Bercy reported that unpaid bills put some SMEs in significant difficulties. A special circuit was established to regularize the accounts with the weaker companies. But the return to normalcy would not be expected before the end of the year …

The Paris market is still showing caution, but returns in the green after losing more than 5% on only two days Monday and Tuesday. At mid-session, the index feature of the Paris Bourse is 1.03% at 3826 points.

Even more measured but still trend elsewhere in Europe. At the London Stock Exchange, the FTSE-100 gained 0.39% to 5608.13 points. At the Frankfurt stock exchange, the DAX 30 0.21% advance to 6097.14 points.

The Athens Stock Exchange, somewhat protected by the ban on short selling by the Constable of the Exchange, wins it, at 1800.37 up 5.45% points on Thursday at midday, buoyed by the hope of an early agreement on the payment of a substantial international assistance.

Greece, Portugal and Spain. Southeastern Europe continued to frighten the markets Wednesday. The Spanish saw its debt rating one notch worse, with a negative outlook.But a lull stands today, while the European leader and the IMF have sought yesterday to reassure markets.

Between degradation rate and retention Note

During a joint press conference yesterday, Jean-Claude Trichet, president of the European Central Bank, and Dominique Strauss-Kahn, director of the International Monetary Fund, have called on Germany to take an expeditious decision on aid Greece. Both men say they are confident. German Chancellor Angela Merkel it seems, heard the message, since it has declared its intention to activate "as quickly as possible" aid plan.

On the macroeconomic front, a decision came from the United States has reassured Wall Street and in its wake, the European stock.The Fed has indeed confirmed keep interest rates low for "a prolonged period, despite a rapid recovery of the economy.

After two sessions of sharp declines, the bank stocks are returning to earnings. In Paris, BNP Paribas gained 1.29% to 51.64 euros, Dexia advance of 0.78% to 4.132 euros and Societe Generale was up 0.07% to 40.940 euros. In contrast, Credit Agricole, which said Wednesday night that its exposure to sovereign risk in Greece amounted to EUR 850 million, lost 0.32% this morning at 11.02 euros, before returning + 0, 5% to 11 105 euros at midday.

CAC 40: Pernod-Ricard in mind, PPR red lantern

Among the values that have posted Wednesday, PPR has returned to growth in the first quarter after five consecutive quarters of downturn, and said Tuesday, predicting a further acceleration in sales during the year.However, PPR shares fell sharply, from 3.03% to 100.80 euros, the biggest drop in the CAC 40.

Thursday is the many publications of quarterly results, on both sides of the Atlantic to Paris, ArcelorMittal (-0.77% to 30.760 euros) reported a net profit decline of 36.6 % in the first quarter 2010 over fourth quarter 2009.

France Telecom (1.13% to 16.520 euros) issued a turnover down 2% in the first quarter of 2010, in line with market expectations.

The result of Sanofi-Aventis (down 0.25% to 51.75 euros) rose 9.7% to 2.4 billion euros in first quarter 2010 against a consensus of 2.28 billion euros.

Bull (4.36% to 3.35 euros) saw its sales boosted by the acquisition of Amesys, a company specializing in security systems: its turnover grew by 9.4% against 0.6 % off-Amesys.

Pernod Ricard has announced an increase of 14% of its turnover for the third quarter of 2010 of its fiscal year 2009-2010 to offset 1.5 billion euros. Pernod Ricard shares climbed 4.40% to 65.76 euros, the CAC 40 rising high.

The results of Vivendi (1.21% to 19.680 euros), AXA (-0.26% to 15.105 euros), Bouygues (2.07% to 37.425 euros), Areva (-1.32% to 375 euros) or Michelin (-0.06% to 52.47 euros) are also expected.

Renault (-0.37% to 34.620 euros) has announced the acquisition of interests between the group, its Japanese partner Nissan and Germany's Daimler had been made Wednesday. The three groups have formalized their alliance in early April for three to share technologies and reduce costs.

The U.S. unemployment statistics in the heart of the day

On the macroeconomic front, the day will, however, less responsible.By midmorning, the German Federal Labour Office has reported a decline of 68,000 in the number of jobseekers in seasonally adjusted data, to 3.285 million, while economists were expecting an average decline of 10,000. Around 14:30, the investors will also monitor the weekly claims for unemployment benefits in the United States, and economic confidence in April in the euro area.

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While Asian markets are changing this Friday morning in the wake of the rise on Wall Street Thursday night, the Paris Bourse their cue from opening, posting an increase of 0.75%. the CAC 40 and the bar returns of 4000 points, 4008 points exactly.

Thursday evening, the CAC 40 lost 1.2% and has crossed back to the lower threshold of 4000 points. The other major stock markets fell back in unison. In London the FTSE lost 0.86% while in Frankfurt the Dax has yielded 0.81% at closing.Note that the LSE has found its place in the first quarter from a number of European IPOs, according to PriceWaterhouseCoopers.

The concern of financial markets is felt continually faced with the fragility of public finances of several countries, particularly Greece.

Statistics in Europe

This Friday the INSEE published before the commencement of trading, industrial production for the month of February. The same statistics institute will release the results of its monthly surveys of the European economy for March, at noon. Other indicators monitored by the markets, the index of cost of construction, and commercial rents in the fourth quarter.

In Germany, foreign trade for the month of February will be announced at 8 o'clock.In the United Kingdom, are the producer prices in March which will be published.

In the United States, no statistics major is expected on Friday.

France Telecom provided by the Paris court

France Info radio said the prosecutor of Paris will open a judicial inquiry after the 35 suicides by employees of France Telecom.

Air France posted a traffic increase of 4.7% for the month of March, the first since a year now payday loans. Titles climbed 3.03% to 12.23 euros. The group remains to Ryanair. To also monitor the impact on the airline industry's consolidation movement that hovers now. According to the American press, U.S. Airways and United Airlines are considering a reconciliation. In addition, British Airways and Iberia have finalized their merger agreement.

Areva (-0.17%) and EDF (0.57%) would participate in the growth of nuclear power in Italy. Several agreements have to be signed on Friday between French and Italian companies in the sector reported the Financial Times.

The specialist luxury yacht Rodriguez returned Thursday after the stock market success of the restructuring of its debt. The share price rose yesterday by more than 138.97%. This Friday they are still 9.5%.

Renault, Nissan and its Japanese partner the Italian energy group Enel signed Thursday a Memorandum of Understanding for the development in Italy of charging infrastructure for electric vehicles. The Renault shares gain 0.94%, to 36 euros in early trade.

Cegid, publisher of management software, announced a 7% decline in net sales in the first quarter to 58 million euros and a gross margin of 87.9% against 87.5% a year earlier.In exchange, Cegid loses 1.34%, to 22.09 euros.

French Cement (3.94%, to 77.6 euros) announces that its takeover bid for all or part of its 2002 and 2006 private placements with U.S. investors is now closed. French Cement will then redeem all shares tendered at a price of 1 065 dollars for each security with a face value of 1 000 dollars. The funds to purchase securities were placed at the disposal of the company and its subsidiary Italcementi Italcementi Finance.

Despite the crisis, credit brokers have limited the damage in 2009. According to the results of a TNS-Sofres at the upcoming National Real Estate * Meilleurstaux.com for the total amount of loans obtained through a broker, or about one quarter credits – showed a limited reduction of 7%. At the same time the total amount of mortgages granted fell from 140 billion euros in 2008 to 110 billion euros in 2009, falling by 28%.

Fear of rejection

Sandrine Allonier, head of economic studies at Meilleurstaux.com, believes that this resistance is partly cyclical brokers. "In a context of tightened credit conditions for some new borrowers for fear of their project, refused to turn to brokers, not just to get the best loan terms but to find a funding solution" .22% of 1087 respondents by TNS-Sofres and intend to use a broker rather than going directly to banks when they want to borrow. The proportion rises to 26% among persons belonging to AB + (executives, entrepreneurs, professionals, craftsmen …), target population brokers bad credit payday loans. People under 35 are also more attracted to this financing solution as their elders.

Time and money

Save time and money, remain the main hopes of the French who choose to go through a broker to obtain a mortgage. Among those who intend to use one of them, 89% will also for this purpose.Benefit from expert informed, more competitive rates and quick responses to their requests are the other benefits granted to brokers. According to Christian Camus, CEO of Meilleurstaux.com, 50,000 people to file a monthly record of credit application on its website.

* The National Real Estate Fair will be held from 8 to 11 April 2010 at the Parc des expositions, Porte de Versailles.

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A symbol: the oven that produced crystal Arques was definitely off last month. He had worked for two months last year. Instead, the site of Blaringhem, 7 kilometers from the headquarters of Arques (Pas de Calais), the electrician private Poweo studying the construction of a power plant. No more crystal, Cristal d'Arques now focusing on DIAMAX a new material just developed, 20% less expensive to produce, more robust and resistant to washing dishes.

The group Arc International (Luminarc, Arcoroc, Pyrex) account such innovations to resume growth. In 2009, the company owned 100% by the Durand family has experienced a drop of 14% of its turnover and, after two years of profits, fell into the red.The operating loss reached 26 million euros for a turnover of one billion.

"2009 was an extremely difficult year, said William de Fougi?res, became chairman of the board earlier this year. The tableware are among the first purchases that consumers mediate in times of crisis. And they head towards the products of entry level where our margins are low or even negative. "The decline in activity was particularly strong in Europe, an area served by the plants Arques, reflecting a decline of 25% their activity.Conversely, a recovery was observed in mid-2009 in the production sites of the group in the United States, the United Arab Emirates and China, who are now "all overheated.

This year, Arc International is pursuing a modest growth, mainly driven by emerging countries, with a stable activity in Europe fast cash online. It's objective is a return to financial balance.

As a result, the restructuring will continue on the site of Arques, which has for ten years bleeding Name: numbers are increased from 12 000 to 6 500 people. After two social plans, management plans already one of 400 people redundant at the end of the year. So far, all departures were held without layoffs, mainly by age measures, outsourcing and support entrepreneurship.The decline in activity last year was dampened by a heavy emphasis on partial unemployment, on average four to five days per month per employee.

Fear of social

Staff representatives are again very worried. After a demonstration and three-day strike in early March for wages and work organization, they fear further downsizing.

"For the first time, our President declared in the works the word" dismissal "is concerned Elizabeth Jacques, Associate CFE-CGC. We expect that we announced in May a third redundancy. "

For William of Fougi?res, one thing is certain, "there is no early retirement" as possible. According to him, "improving productivity at Arques is essential in order to regain our competitive product entry level."Meanwhile, the group is studying the possibility of establishing factories in Latin America or Russia.

On his role in the regional campaign

The president denies having engaged in this campaign, including during his trips to the provinces. "I did not give instructions to vote and I will not do. But agree it would be strange if I'm the only one able to explain the issue of regional elections! ". As for the convening of leaders of the campaign in the Ile-de-France, President irritated "those controversies which are permanent loss of valuable time in France": "What has he wonder that I meet with elected Ile-de-France while I myself am an elected official in this region since 1977? ". Concerned by the record abstention rate announced for the election, Nicolas Sarkozy asked the French to vote "is also a civic duty."

The consequences of the ballot

"I am of course aware that the French would say."But Nicolas Sarkozy is very clear: "The election of 14 and 21 March is a regional election: its consequences are so regional. Stressing the need for some stability to the government action, the President cited the example of the longevity record of Christine Lagarde – Minister to only be quoted in the interview – the Ministry of Finance: two and a half years. The president may be considering a "new step" but only after the pension reform – a text should be submitted to parliament in September – even if it does not by that "some governmental adaptation.

On the debate over national identity

Defending himself for having stopped the debate on national identity before the regional, Nicolas Sarkozy promised "major steps" he announced in April.Quoting the words of Claude L?vi-Strauss' identity is not a disease, "the President considers appropriate for the gathering of the country" think together about the direction that our nation should go to the project, its values .

On the economic and fiscal policy

Convinced that the Strategy on Economic currently followed will bear fruit in 2010, particularly in employment, the President is however concerned about deficits. "The truth is that we want the public expenditure and that the crisis has drastically reduced our income tax" analysis does. But no question of raising taxes, he promises again, "either today or tomorrow." "I do not believe in a policy of austerity that has never worked and is cons-productive."The president has not abandoned the idea of a "social VAT" – a term he rejects – for we must continue to consider ways of financing social protection other than taxing work. The carbon tax will also be the day after a consultation at national and European level.

On pension reform

Following consultations with the unions, the government will make proposals for a text to be tabled in Parliament in September. Nicolas Sarkozy reiterates its commitment to the reform will affect the 21 million private employees and 5 million from the public. And if lengthening the contribution period there must be, it concerns both the private and the public.However, the calculation of pensions (based on six months in the public and the best 25 years in private), the President recalled that staff bonuses are not included as it is in the private. "All these elements must be on the table."

On the popularity of Fran?ois Fillon and a second term.

"If it was not popular, I would say we must change. If it is, I am told it is a problem for you. All this, they are vain conjectures. My only problem is to carry out the reforms expected by the French. Do not create problems where there are none. " As for his decision to represent 2012, Nicolas Sarkozy reiterated that the question is premature."I take position at the end of 2011, taking into account a number of collective and personal criteria.

Future reforms, other major projects, open policy of nuclear burning issue … Find the full interview of Nicolas Sarkozy in Le Figaro Magazine to be published Friday, March 12.

"We are exploring ways to provide benefits to small holders faithful, these solutions exist, and we're working on." That was the message delivered by Pierre Bellon, the boss of Sodexo at the last general meeting of the group that denounced the attitude of speculators "that enter and leave."

How to build a strong relationship with individual shareholders? The question hangs over the board: whether to protect themselves from the vagaries of the Stock Exchange or the appetite of a rival, small holders, shareholders are stable and frequent strong allies. For loyalty, companies are using every weapon at their disposal. And to fly, nothing can replace the hard cash.

The payment each year of a generous dividend, indicating a continuous and healthy growth is certainly the most effective way to reward its shareholders.For the most faithful, "who hold their shares for more than two years, companies may pay a dividend plus a maximum of 10%," explains Eric Bleine, Director General of JRC Asset Management. "These same shareholders may also benefit from plans to award free shares also increased to a maximum of 10%.

Another lever: the right to vote can be doubled beyond a certain period of detention. Another technique that has proved itself: shares in registered form, directly into the records of the company make quick cash .

A variety of tools

For the latter, the advantage is huge. It clearly identifies its shareholders and can detect any movement in the capital, where a significant proportion of the shares are registered in the nominative, as is the case with Michelin, Lagard?re or Air Liquide.For the holder of action, the advantage is twofold: It is generally exempt from payment of custody and is constantly informed of the life of society. In the world of action "father", some titles are in a privileged position as Air Liquide and L'Oreal, darlings of small shareholders. "Among the 410 identified 000 individual shareholders, more than 150 000 were registered," says one from Air Liquide. Its main recipe: distribute generous dividends.

But the group uses almost the entire range of tools at its disposal with many levels of distribution of free shares, plus dividends and many buybacks. L'Oreal led until a different policy focusing mainly on the growth of its shares to pamper its shareholders.But now the group has decided to go further by also rewarding its loyal shareholders with a bonus dividend. The first will be paid in 2012 for profit in 2011.